AI Agent

Sequence

Sequence is the financial execution layer for AI agents, enabling them to send, split, and route real money across bank accounts, cards, apps, and loans via a single API.

What is Sequence?

Sequence is a unified API platform that provides AI agents with safe, server-side controlled money movement across bank accounts, cards, and loans, with scoped keys and full audit trails.

Sequence vs Similar AI Tools

Pricing ModelFree, FreemiumFreeFree, Free TrialFree, Paid
Free Credits
Key Features
  • Money movement for AI agents (send, split, route real money)
  • Scoped API keys with per-key source/destination and spending limits
  • Server-side spending limits (per-transaction, per-month, per-account)
  • On-device text extraction from screen without saving screenshots
  • Semantic search by meaning, not just keywords
  • Commitment detection with due-date reminders
  • Plain English strategy description
  • Real historical market data
  • Models slippage, stops, and fills
  • Scans skills and MCP servers against ATR rules before loading
  • Real-time runtime protection against prompt injection and hijacks
  • Signed audit-ready evidence for compliance (EU AI Act, NYDFS, DORA)
Pros
  • Safe by construction: scoped keys and server-side spending limits prevent agent overreach
  • Easy integration with popular agent frameworks via one API call
  • Fully on-device processing ensures complete privacy
  • Free and open source with no subscription
  • Easy natural language interface
  • Realistic backtesting with slippage and funding
  • Open source with MIT license
  • Real-time detection and prevention
Cons
  • Currently limited to US financial institutions
  • Lacks a simulation/dry-run environment for testing agent workflows
  • Mac-only, requires macOS 15+ and Apple Silicon
  • Permission re-authorization needed after updates (macOS limitation)
  • Limited free trial (250 calls, 30 days)
  • Usage beyond trial requires contacting support
  • Enterprise features require paid tiers
  • Setup may require technical expertise
Best For
  • Developers building AI agents that need to execute payments
  • Fintech startups enabling autonomous money movement
  • Individuals who want to remember everything they see on their Mac
  • Professionals and students needing to track commitments and changes
  • Crypto traders
  • Quantitative researchers
  • Developers building and deploying AI agents
  • Enterprises needing audit-ready AI security

How to use Sequence?

  1. 1Create an API key with scoped permissions (source/destination accounts, spending limits).
  2. 2Integrate with agent frameworks like Claude, n8n, Zapier, or Cursor via one API call.
  3. 3Agents can execute transfers, splits, and routing autonomously within the defined guardrails.

Sequence Key Features

  • Money movement for AI agents (send, split, route real money)
  • Scoped API keys with per-key source/destination and spending limits
  • Server-side spending limits (per-transaction, per-month, per-account)
  • Full audit trails on every action
  • FDIC-insured accounts (Thread Bank)
  • One-call integration from Claude, n8n, Zapier, Cursor
  • Idempotency tokens for safe retries
  • Support for multiple US bank accounts, cards, apps, and loans

Sequence Use Cases

  • Automating payments in agentic workflows (e.g., invoice payments after approval)
  • Splitting and routing funds across business accounts based on rules
  • Enabling AI agents to pay bills, top up accounts, or settle expenses
  • Building fintech applications that require agent-driven money movement

Sequence Pricing & Free Credits

Sequence currently operates on a Free, Freemium model.

Free TierFree Credits

Free

Free

Basic agent money movement with limited transactions and volume

Paid Plans

Pro

Contact for Pricing

Higher transaction limits, advanced scoping, and priority support

Free

Free

Basic agent money movement with limited transactions and volume

Pro

Contact for Pricing

Higher transaction limits, advanced scoping, and priority support

Sequence Pros & Cons

Pros

  • Safe by construction: scoped keys and server-side spending limits prevent agent overreach
  • Easy integration with popular agent frameworks via one API call
  • Full audit trails for every transaction
  • FDIC-insured accounts for fund security
  • Idempotency tokens prevent duplicate payments

Cons

  • Currently limited to US financial institutions
  • Lacks a simulation/dry-run environment for testing agent workflows
  • Reversal process requires contacting support; no programmatic hold window yet

What is Sequence best for?

  • Developers building AI agents that need to execute payments
  • Fintech startups enabling autonomous money movement
  • Businesses automating financial workflows with AI
  • Solopreneurs and small teams managing multiple accounts via agents

Sequence FAQ

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